Finance
Flexible Equipment Finance, Without the Headaches
Get the gear you need — with the backing of a national finance network and local support you can trust.
Gato Equipment Finance is a specialist provider of flexible finance solutions for the construction and earthmoving industry.
With access to 40+ lenders — including all major banks and niche equipment financiers — we help you secure funding that fits your business, not the other way around.
Whether you’re a sole trader, new ABN holder, or a large-scale operation, we make the process fast, competitive, and personal.
Flexible Equipment Finance, Without the Headaches
Get the gear you need — with the backing of a national finance network and local support you can trust.
Gato Equipment Finance is a specialist provider of flexible finance solutions for the construction and earthmoving industry.
With access to 40+ lenders — including all major banks and niche equipment financiers — we help you secure funding that fits your business, not the other way around.
Whether you’re a sole trader, new ABN holder, or a large-scale operation, we make the process fast, competitive, and personal.
Who Can Apply?
If you’ve got an ABN, we can likely help.
We work with:
- New and established ABN holders
- Startups and large-scale operators
- Public and private companies
What We Offer
We tailor every finance solution around your needs.
Options include:
- Chattel Mortgage (our most popular option)
- Commercial Hire Purchase
- Finance Lease
- Operating Lease & Rental
- Line of Credit / Master Limits
- Buying Limits & Pre-Approvals
Who Can Apply?
If you’ve got an ABN, we can likely help.
We work with:
- New and established ABN holders
- Startups and large-scale operators
- Public and private companies
What We Offer
We tailor every finance solution around your needs.
Options include:
- Chattel Mortgage (our most popular option)
- Commercial Hire Purchase
- Finance Lease
- Operating Lease & Rental
- Line of Credit / Master Limits
- Buying Limits & Pre-Approvals
Key Finance Benefits
- Fast approvals — often within 1–2 business days
- Full funding options available (machine, GST, attachments)
- Loan terms from 1–5 years with residual value options
- Low Doc Approval options
- Over 150 years’ combined finance experience in our team
- Strong buying power = preferential pricing from lenders
- You speak directly with an expert (not a call centre)
Key Finance Benefits
- Fast approvals — often within 1–2 business days
- Full funding options available (machine, GST, attachments)
- Loan terms from 1–5 years with residual value options
- Low Doc Approval options
- Over 150 years’ combined finance experience in our team
- Strong buying power = preferential pricing from lenders
- You speak directly with an expert (not a call centre)
Low Doc Loans Available
For qualifying clients, we can secure Finance Approval up to $500,000 without financials — fast.
Additional options are available including:
- Replacement Approvals
- Self-Declared Income
- Non-Property Owner Policies
- Existing Client Policies
Example Loan Options
Our clients benefit from:
- Funding options up to 100% of cost price – including attachments and GST
- Flexible structures terms ranging from 1 – 5 years
- Option of Residual Value / Balloon
- Minimal paperwork
- Direct access to someone who can get it sorted
Low Doc Loans Available
For qualifying clients, we can secure Finance Approval up to $500,000 without financials — fast.
Additional options are available including:
- Replacement Approvals
- Self-Declared Income
- Non-Property Owner Policies
- Existing Client Policies
Example Loan Options
Our clients benefit from:
Funding options up to 100% of cost price – including attachments and GST
- Flexible structures terms ranging from 1 – 5 years
- Option of Residual Value / Balloon
- Minimal paperwork
- Direct access to someone who can get it sorted
For more information
Just fill out the short form below and we can get in touch.
Talk to Gato Equipment Finance
Sam Mason — Equipment Finance Manager
0408 681 419
Sam@gatoef.com.au
For more information
Just fill out the short form below and we can get in touch.
Talk to Gato Equipment Finance
Sam Mason — Equipment Finance Manager
0408 681 419
Sam@gatoef.com.au
Finance with Gato Sales and Service
Fill out the form to find out how we can help you with finance
Gato Equipment Finance
ABN 96 109 035 074 Australian Credit Licence 387241
– All applications are subject to credit approval. Terms, conditions, fees & charges apply.